Attention homeowners: Real estate appraisal services for in Austin and Travis County

See the top seven reasons why TX homeowners order from Jo Zavala Sanders, Inc.:

  1. Get a pre-listing appraisal (whether they're selling the home themselves or using an agent)
  2. Challenge Travis county's assessment of your propertyworth
  3. Remove PMI to lower a monthly mortgage payment
  4. Reinstate your Home Equity Line of Credit (HELOC)
  5. To review a different appraiser's report for verification
  6. In the case of a TX divorce, where real estate property needs to be divided
  7. Determine the true market value of real estate in question to settle an estate in TX

Do you own a house in or near Austin? Do you need help determining the price of your real estate?
Contact Jo Zavala Sanders, Inc..

At Jo Zavala Sanders, Inc., we understand the special needs of a consumer looking for appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner (FSBO)/Pre-Listing Services

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. Professional appraisers, like the ones at Jo Zavala Sanders, Inc., will be objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your home will attract many interested buyers, a professional appraisal is very valuable as a negotiating tool once you have an attainable buyer. The appraisal is something concrete to show your buyer. An appraisal is an independent third party's opinion of your house's value -- not just how much you think your house is worth. Potential buyers assume that you have an emotional attachment to your home and will be more likely to give credibility to an expert appraiser's value conclusion than yours.

Need to remove PMI?

PMI stands for Private Mortgage Insurance. A popular way to cut expenses for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is less than 80% of the value of your home, in most cases you can apply to a lender to have the PMI removed from your loan, which will make your monthly payments go down. We are seasoned in helping homeowners just like you rid yourselves of unneeded and unwanted PMI insurance.

Challenge Tax Assessment

Your local tax assessor may have your home overvalued if your home not appreciating as much as other homes close to yours. This means you are most likely paying higher taxes than you should be paying. The sooner you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an appraisal report from Jo Zavala Sanders, Inc. is your best weapon.

Was your HELOC recently frozen?

If your house is near a declining area, your lender may make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be inconvenient from a cash flow viewpoint, and destructive to your credit score since it may appear as though that credit line is maxed out. A professional appraisal from Jo Zavala Sanders, Inc. can help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Have you just been handed a copy of your appraisal and you'd prefer to have a veteran appraiser double-check it for verity or do you need a second opinion without the charge and delay of waiting for a whole new appraisal? An appraiser from Jo Zavala Sanders, Inc. can go out and check the subject and comps in question in a field review. Or, if you need it ASAP, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal you may have had in the past. Even though this is typically requested by banks, you may need to take advantage of this service if you suspect mortgage fraud related to your home.